Arranging health insurance is one of the most important things you can do when you begin your life as an expat, but it’s just as important to make sure everything is covered. One common exclusion is dental coverage – you’ll sometimes have to pay extra for it or make sure you seek out a plan that includes dental as standard.
Here’s why you should add dental cover to your plan.
Prevention Comes First
When you reach a certain age, it becomes advisable to visit the GP on a regular basis, but it’s always a good idea to visit your dentist regularly, regardless of your age. If you don’t have dental coverage, it can be tempting to avoid check-ups. Unfortunately, problems with the teeth tend to be caused by decay, which develops slowly without producing many symptoms until the issue becomes quite advanced. Prevention is key if you want to avoid painful, extensive, and costly work in the future.
Avoid Unexpected Costs
Expats are often surprised by the cost of dental care in foreign countries. In Singapore, for example, you can expect to pay much more than you would in the UK. This is largely because dental care is seen as more of a luxury in developing parts of the world, while general medical care is always more of a necessity. Unless you want to be hit by hefty bills, make sure your insurance covers dental.
Good Dentists Are Hard to Find
Since many foreign countries place less importance on dental hygiene than we do here in the United Kingdom, good dentists can be surprisingly hard to find. As a new expat, you’ll often find it hard to check credentials and that the clinic is practicing proper hygiene. An expat health insurance provider will be able to help you find a reliable dentist in your local area.
Private is Preferable
Finally, keep in mind that the difference between public and private dental care is usually vast in foreign countries compared to the UK. You’ll almost certainly have to go private to receive the same service you’d expect from any dentist at home, and that’s naturally going to cost a little more.